Amy H. Kiley, CFP®, ChFC®, CMFC®

When I was in my early 20’s, I experienced firsthand the impact a lack of financial planning can have on a family. In fact, this pivotal moment is what fueled my interest in financial planning over 25 years ago.

My grandparents had eight children and lived on a dairy farm until they passed away. What happened next is not uncommon, but it has shaped me into the advisor I am today.

Because there was such a poor estate plan put into place before my grandparents died, the farmhouse stood empty for 11 years. It’s easy to imagine why - there were eight children with conflicting opinions on what to do. Some wanted to sell, some wanted to keep it. The children were left with no plan in place, making it nearly impossible to decide what to do next. Our once tight knit family was riddled with conflict by the financial burdens left behind by poor planning.

Watching from the sidelines as a young 20-something left me devastated. I witnessed aunts and uncles distancing themselves from each other due to the dispute over the family homestead. They lost the desire to spend time together because it was easier to avoid it all than deal with the friction. However, this led me to find my professional calling, helping others properly plan and prepare their finances for life’s uncertainties. No family should have to experience the emotional turmoil a lack of financial planning can bring.

I recently received my CFP® and ChFC® designations, and currently have my Series 7, 63, 65, and 24 registrations. I am Life, Health and Accident licensed. I've worked with Voya Financial Advisors, previously ING Financial Partners, since 2003. I am now honored to be a part of Cetera Wealth Partners because of the fabulous line up of investment options and planning tools for me and my clients, as well as the improvement in the client experience through the client portal.  Because we came to Cetera Wealth Partners as a group, I still get to work with the great people that I have come to know, to love and to consider teammates.   

Cetera Wealth Partners is a distinct community within Cetera Wealth Services, LLC.