Amy H. Kiley, CFP®, ChFC®, CMFC®

When I was in my early 20s, I experienced firsthand the impact that a lack of financial planning can have on a family. That experience became a pivotal moment in my life and ultimately fueled my passion for financial planning more than 25 years ago.

My grandparents raised eight children on a family farm, where our family gathered and created countless memories together. When my grandparents passed away, however, the lack of a thoughtful estate plan left their children facing a difficult and deeply emotional situation. The farmhouse stood empty for 11 years.

With eight children and very different ideas about what should happen to the property, some wanted to sell while others wanted to keep it. Because there was no clear plan in place, the family was left to navigate those decisions on their own. What had once been a close-knit family became increasingly divided by disagreements, financial burdens, and unresolved emotions surrounding the family homestead.

As a young woman in my 20s, watching this unfold was devastating. I saw aunts and uncles begin to distance themselves from one another. Family gatherings became less frequent, and avoiding the conflict often seemed easier than trying to resolve it.

That experience taught me something I have never forgotten; financial planning is about so much more than money. It is about preparing for the people we love, making difficult decisions before a crisis occurs, and giving families a clear path forward when life inevitably becomes complicated.

No family should have to experience the emotional turmoil that can come from a lack of planning. That is what drives me as an advisor today.

My goal is to help individuals and families make thoughtful financial decisions, prepare for life's uncertainties, and put plans in place that provide clarity and confidence—not only for themselves, but for the people they care about most. I believe this is my mission and purpose.

I recently earned my CFP® and ChFC® designations and hold Series 7, 63, 65, and 24 registrations, along with Life, Health, and Accident insurance licenses and my CMFC® designation. Prior to joining Cetera, I worked with Voya Financial Advisors, formerly ING Financial Partners from 2003-2021, and Waddell & Reed before that from 1999-2003.

I am honored to be part of Cetera Wealth Partners. I value the breadth of investment options and financial planning tools available to me and my clients, as well as the enhanced client experience provided through the client portal. Most importantly, because our team came to Cetera Wealth Partners together, I continue to work alongside the wonderful colleagues I have known, respected, and come to consider true teammates over the years.

Twenty-seven years after my own family experience sparked my interest in financial planning, that same purpose continues to guide the way I work with every client: helping families plan today so they can protect what matters most tomorrow.

Cetera Wealth Partners is a distinct community within Cetera Wealth Services, LLC.